About Red River CHDO

Mission: Red River CHDO’s mission is to grow opportunities for low income people and  the communities they call home by developing quality affordable housing and supporting community development.

Who We Are

The Red River Community Housing Development Organization (CHDO) is a 501(c)3 non-profit, serving Region IV (Grand Forks, Nelson, Pembina, and Walsh Counties), that seeks ways to aggregate needs and solutions to bring more funding and more development to the region. We are led by a volunteer board of directors representing low income, public, and private representation. Our operations are primarily self-funded, using developer fees as a primary source for funding.

What We Do

  • Develop single family and multi-family housing
  • Partner with communities
  • Partner with other developers and builders
  • Partner with service providers
  • Package multiple financing sources
  • Access gap funding
  • Study housing needs in the region
  • Assist communities in identifying solutions to meet their unique needs
  • Share the stories of rural communities with policy makers

2024 Housing Study

Region 4 ND housing studyThe region’s housing challenges are characterized by an aging and limited housing stock and sluggish rate of new construction. This is especially apparent in rural areas of Region IV.
To accommodate a growing population and need for more workforce housing, rural areas will need to add nearly 4,800 new housing units by 2030 to keep up with demand.

The Spark Building Initiative

The Red River Community Housing Development Organization (CHDO) initiated its Spark Building Initiative in 2024. Spark Building is focused on sparking new construction of single family for sale homes in small towns that have historically struggled with inactivity. Red River CHDO is taking the speculative nature of new home construction out of the way for contractors to encourage them to take a risk on small town new construction.

Applications are also available at the Lakota City Hall or McVille City Hall during business hours or by contacting the RRRC at 701-352-3550.

In addition to the application, potential applicants must provide the following income documentation:

  1. Copy of 2021 property tax statement.
  2. Copy of 2020 income tax statement.
  3. Copy of the current homeowner’s insurance statement.
  4. Most recent two months of personal bank statements (personal and checking, if applicable).
  5. Copy of 2021 social security benefits, if applicable.
  6. If employed, copies of pay stubs for the past three months.
  7. Proof of any other income (pension, investment, child support, etc.)

Please be advised that further and/or updated income documentation may be necessary when the program begins.

For more information about the project or how to apply, please contact Lori Estad at the RRRC by calling 701-352-3550 or Lori@redriverrc.com

"I can stand at my kitchen sink and not feel the wind come through the windows. I’m so happy I noticed the ad in the paper announcing the housing rehabilitation program."
Yolanda Balderas
Homeowner